Launch
Platform live
Private finance | Full control
Your Financial Command Center
See spending, savings, and investments in one place, ask direct financial questions, and make decisions with live context instead of guesswork.
Access
Waitlist open
Scope
Spend | Save | Invest
The Position
Control starts with a single view of truth.
Your bank shows balance, but not direction.
Your budget tracks activity, but does not guide decisions.
Your investments grow separately from your daily cash flow.
Command Layer
One command. Full financial context.
Instead of switching between bank apps, budgets, spreadsheets, and investment dashboards, you ask one question and get one usable answer.
Expense
Command
“Add $120 dinner”
Monrac logs the expense, updates the right budget, and shows what changed immediately.
Progress
Command
“Am I on track?”
Monrac compares your current pace against your plan and shows whether you are ahead, behind, or at risk.
Decision
Command
“Can I invest $1000?”
Monrac checks cash flow, upcoming obligations, and goals before telling you whether that move is safe.
Intelligence Engine
Built for thinking. Not just tracking.
This is the one place where a darker tone makes sense. It signals depth, analysis, and decision support without dragging the whole page into a dark theme.
Simple actions route instantly without unnecessary AI overhead.
Financial questions receive context-aware answers.
Deep analysis escalates only when stronger reasoning is needed.
Privacy
Your data is yours. Always.
Data isolated at the database level
No personal identity sent to AI
Export or delete anytime
Bring your own AI key on Sovereign
Pricing Preview
Simple access. No noise.
Choose whether you want guided financial control or a more autonomous setup with deeper flexibility.
Plus
$12
per month
Monthly access for personal financial control.
Finance + portfolio
500 commands
AI insights
Weekly summaries
Pro
$19
per month
Expanded autonomy for advanced users.
Unlimited commands
Bring your own AI
Automation features
Priority access
Founders Note
Built for immediate financial position.
We built Monrac because we were tired of piecing together our financial position across disconnected tools. Everything showed activity. Nothing showed control. Monrac is the system we wanted when money needed one command center instead of constant interpretation.
Live Platform
Stop guessing your money.
Join the Monrac waiting list and be first in line for access.